Online credit card processing for small business

Credit card processing software is a solution that streamlines card-based payments involving you and your customers. It helps you provide a superior user experience to your customers while getting paid faster. This type of software has become a staple in our times since businesses and customers are increasingly moving away from cash and checks.

vcita’s card processing software simplifies the processing of online credit card payments in line with the needs of your small business. It’s pretty simple to use since this software operates like an app into which you store payments details of your individual customers. You can set your preferred currency just as easily with the support for any type of credit card.

Your clients can make payments online via a self-service client portal, where they can view all pending and earlier payments. From your side, you get to manage and track payments from a single place. There is also a system of notifications for every overdue payment, packed with an option to send automated payment reminders.

With vcita’s online credit card processing solution, you can take payments in-office, on the go, and online, all in the safest possible manner. This means that you can charge and refund your customers from the comfort of your own mobile, desktop, tablet, or laptop. All of these platforms can be linked with your calendar, helping you keep track of outstanding payments at any time.

Our platform works seamlessly with major global payment gateway providers, including PayPal, Stripe, and Square.

vcita’s Pay by Mobile helps your customers pay for your products and services in just a few taps, without having to reenter their card information. Everything is done via a payment link found under your vcita account which is sent directly to your customer’s phone via an SMS. At the same time, the records of all past payments will be stored securely as part of your CRM.

Here’s the secret – there is no “good” credit card processing fee, apart from a non-existent one! Yet, we have a surprise for you –vcita’s card processing solution features no additional transaction fees, nor hidden ones. You also do not need to have an existing merchant account. It will help you get paid faster and in a more secure and streamlined manner for both you and your customer.

Otherwise, bear in mind that credit card processing fees typically cost a business 1.5% to 3.5% of the total value of individual transactions. This can be much if you are looking to save some buck in the process.

Try to pick out a processor that does not ask for statement fees or use minimum monthly processing fees. Keep your chargeback rates low and consider if flat-rate pricing or a membership-based one works better for you. Switching payment processors can be a chore, but try to compare the pros and cons from the point of view of your business’ profitability.

vcita’s payment solution works just as well with a broad range of payment gateway providers, including PayPal, Square and Stripe. This means that you can accept credit card payments 24/7 from any place and by any provider.

Small businesses are eligible to receive business credit cards, helping them earn credit and separate personal payments from the business ones. In any case, two major credit cards are Visa and Mastercard, with American Express and Discover as their key competitors.